“Uninsured motorist coverage will take the place of the defendant so if the defendant substantially hurts you or doesn’t have any other coverage, you can claim against that uninsured motorist. I recommend to every motorcycle driver in the state of Florida have uninsured motorist. It’s going to cover you in case the other party doesn’t have enough insurance to compensate for your injuries. In a motorcycle accident, people are usually more substantially injured and can avail themselves to that coverage.”